August 2017 | Understanding Your Insurance Policy
The news horse owners need to know – published 12x a year. Read by 38,000+ horse owners in Pennsylvania and beyond. Don’t miss another issue,
subscribe today
Have each issue of Pennsylvania Equestrian sent to your home or farm. Just a one-time charge of $20.
Subscribe
Don't miss another issue
American Horse Publications Award
Pennsylvania Equestrian Honored for Editorial Excellence
click for more

Understanding Your Insurance Policy

August 2017

It is probably safe to assume that horse owners have insurance policies which are neatly filed away in a drawer with the hope that they will never need them. At the very least (before filing it), one should check the policy Declarations page for accuracy. Does it clearly reflect the coverage requested? Are there any exclusions? Keep in mind that the policy is a legal contract. Thus it is important to understand the basics and to be familiar with the rights and duties of each party to the “insuring agreement”. Compliance with policy “conditions” is especially important. For example, a common fault is the failure to report an incident or loss in a timely manner which will put your claim in jeopardy. The last thing your agent wants is to have you experience a loss and not be compensated.

As one of the country’s oldest equine insurance agencies, licensed in 42 states, Blue Bridle is especially well positioned to provide a variety of options for those seeking insurance protection. As an authorized representative for several leading insurance carriers, their agents are able to offer choices so that you can pick the best plan to suit your needs. When it comes to insuring your horses for mortality, Blue Bridle can offer a variety of medical, surgical, and colic plans to add to your policy. Whether it’s your horse, your equine liability for horse shows, clinics, clubs, instructors, trainers or boarding or your farm (when eligible), you can count on the Blue Bridle Team to put your best interests first.

Call 800-526-1711 and visit bluebridle.com for more information on the equine insurance you are seeking. Their team of professionals is dedicated to serving your needs.